Parks & financing
Mobile Home Parks & Financing in Las Vegas
Living in a park means you own the home and lease the ground. Done well it's affordable, low-maintenance living. Here's how to tell the difference, and how people pay for it.
Buying in a park
Two monthly numbers, not one
The home payment is only half the story. Lot rent is the other half, and it's the number most buyers underestimate.
- You own the home and lease the lot
- Lot rent varies by park, location and what's included
- Some parks cover water, sewer, trash and amenities
- Ask for the written policy on increases, not a verbal promise
- Budget for application and transfer fees
Terms vary by park and by lender, and they change. Call Alex at (727) 580-4800 for the current picture on any specific community.
Park approval
We help you put a complete application in
Park approval trips up more buyers than price ever does. It's a credit check, a background check, proof of income and a stack of forms.
Before you apply
We talk through what parks typically ask and flag anything likely to cause a delay, income gaps, credit issues, unusual living history.
Building the file
Application filled in correctly, income proof that reads clearly, ID, and any supporting letters that help your case.
Following up
We submit it and stay on the park until there's an answer, rather than leaving you chasing a manager who doesn't call back.
What we won't do is promise approval. That decision belongs to the park, not to us. And a denial at one community isn't a verdict on you. Parks set their own standards, and there's always another route, including a home on land where no park approval is needed at all.
Financing & cash
How people pay for a mobile home
We're a licensed dealer, not a lender. We'll tell you which options realistically apply to your situation, and which homes can actually be financed.
Cash
Simplest and strongest. No loan fees, more negotiating room, and a quick close once the park approves you.
Manufactured home lender
Specialist lenders look at the home's age and condition, and whether the land is owned or leased. Expect more documentation.
Seller terms
Available case by case. Ask about a specific home rather than assuming. We'll tell you honestly.
Questions
Parks and financing, answered
The questions we hear every week, answered without the sales talk.
No pressure, no obligation
Ask about parks and financing
Tell Alex where you're starting from, cash, financing, credit questions, a park you've got your eye on, and he'll give you a straight answer.
248 E Lake Mead Pkwy C #405, Henderson, NV 89015
Open 24/7, Las Vegas, Nevada & Clark County